Coinsurance: Coinsurance is your share of the costs of a covered health care service calculated as a percent (for example, 20 percent) of the allowed amount for the service. You pay coinsurance plus any deductibles you still owe for a…
Q: How is the Florida Retail Federation Private Insurance Exchange different than healthcare.gov? A: Applying through the Florida Retail Federation Private Insurance Exchange allows for you to shop and compare all of the carriers in the private market at once…
The turbulent healthcare landscape has made renewing your group's health insurance more confusing than ever. That's why it's important to be in the know of all things related to group health insurance. Watch our Employer Group Health Renewal Webinar replay:
Life Insurance is typically a fundamental part of a family’s financial portfolio. Despite its importance, many Americans are still not covered. The number one reason people cite not buying life insurance is due to perceived cost. Yet, 80% of Americans…
Your Guide to Understanding Qualifying Life Events and Special Enrollment Life happens, and when it does, it is very likely that your health insurance coverage may need to change. When you encounter a qualifying life event that impacts your insurance…
Did you know that one in four Americans over 65 have no teeth? That being said, a healthy smile can be an impressive asset! Your teeth vary in shape and size depending on where they are in your mouth. These…
Once you have determined you need term life insurance, it’s time to choose a policy. Be aware that many policies differ on certain points, so you'll want to ask a few important questions before purchasing a plan. The following questions…
The last several years have seen tremendous changes in the world of health insurance. These changes not only affect individuals, but they also affect companies seeking to provide health insurance benefits to their employees. Some of the most important new…
Maintaining health insurance coverage is a vital step in your plan to remain financially secure. However, there are times in life when your health coverage may be interrupted. When this happens, it’s imperative that you find affordable health insurance coverage…
When considering a new life insurance policy, many people have the misconception that any time is a good time to purchase life insurance -- that waiting for a major life event or when it’s convenient won’t affect their premium rates.…