Easily control your business’ healthcare expenses while providing more personalized coverage options to your employees

With 100s of Health Plans from leading carriers, we have you covered for your Group Health Insurance!

Why go through THIS Private Insurance Exchange?


When comparing similar plan benefits, 2014 average individual major medical premium rates were less expensive than small group health insurance rates in many counties.

Enrollment is paperless. All changes, additions, terminations, and billing administration are through your Online HR Admin Portal, available through your private exchange. Employees have their own online accounts and can access their coverage information, print ID cards, search networks and request changes.

Each of your employees are unique and so are their healthcare and benefit needs. The exchange offers more than 100 different health plans from leading carriers. Multiple group and individual plan options are available on the exchange.

Want to learn what a Defined-Contribution Strategy is?

Watch this short video to find out how you can offer your employees more choices, while also managing your bottom line.


Traditional Group Plan 

In the traditional group plan, the Employer is the policy holder and the employees choose a plan from a single-carrier. 

Stipend Plan

In the Stipend Plan option, employees can choose from more than 100 plans from multiple providers. Employees are the policy holder, so the employer does not have to worry about the burden of group renewals or the administration of Cobra if an employee decides to leave. 

Hybrid Plan 

The Hybrid Plan is a tax-favorable option that allows employees to choose their carrier. In this plan, employees are the policy holder so the employer does not have to worry about the burden group renewals or the administration of Cobra if an employee decides to leave. 

What benefits will my employees be able to purchase?

Already plugged into your private exchange is a voluntary ancillary benefits platform similar to what a Fortune 500 company offers to their employees. As an employer, you may choose to contribute some funds to help your employees cover the costs or not. It’s up to you. Please note that some of the ancillary benefits availability is based on your SIC code.

Below are some of the most popular products that your employees can take advantage of:

Leading Benefit Providers:

Industry-leading technology

The Private Insurance Exchange was designed to make it easy for you to manage employee benefits and simple for your employees to shop and choose the options they need.

A decision support tool is built right into the exchange. By answering a few short questions, employees can find the plan that best suits their needs. Other support features include a filtering tool, plan comparison and provider search tools.

If the employee still has questions, they can use the live chat or call to get the advice of one of our experienced Benefit Counselors.

Enhance your employees shopping experience with a customized Private Exchange. Include your logo, branding and even feeds from your social media sites. You can also post messages upon entering the exchange and send alerts directly to employees emails.

Don’t want to show all of the ancillary benefits? It’s up to you. In order to make the exchange work for your business, you have the option of removing any ancillary plans that you don’t want to offer.

The HR Admin Portal is your source to manage your employees benefits. Once in the portal, you have access to real-time reporting tools that include almost any report you would ever need, and more!

Advanced billing features makes it easy for you to run monthly reports, apply retroactive adjustments, apply fees as appropriate, self bill, reconcile bills against carrier bills and separate bills based on location, department, division or benefits status.

Make employees more aware of the investment you are dedicating to them with Total Compensation Statements. All enrollment information is already stored and the system can accept additional data such as payroll, 401(K) and more.

 Watch the replay of our most recent webinar!

Alternate Funding Group Health Plans

This informational webinar covers the group health insurance environment, what an alternative funding plan is, alternative funding plan benefits, plan options and more!

Watch Replay Now


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