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The Best Time to Purchase Long-Term Care Insurance

The time to start thinking about long-term care insurance isn’t when you’re ill and in need of either home health care or a nursing home. By then, it will be too late. Unfortunately, many people in situations very similar to yours overlook the importance of long-term care insurance, assuming it’s something they won’t need for many years to come or even need at all.

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The Dangers of Avoiding the Tough Conversations

In the landscape of family issues, few topics are more difficult to approach than that of aging parents. Regardless of your economical background or your relationship with your parents, these topics prove to be difficult for individuals across the board. One of the reasons that these topics are so difficult to address is because of the strong emotions that are often attached to the idea of our parents aging and possibly needing our help. When parents begin to age, there is a role reversal for parents and kids that can be, at best, uneasy. However, there are more important issues at stake than our mere comfort levels when it comes to keeping our parents or other aging family members’ best interests in mind. One of the best places to start preparing for these tough conversations is to identify the topics that need addressing.

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