Planning for the future involves preparing for unforeseen expenses, especially those related to end-of-life costs. Final expense life insurance is a specialized type of insurance designed to ease the financial burden on your loved ones. In this blog, we'll delve…
According to a recent study done by LIMRA’s Life Insurance Barometer, "there are 102 million uninsured and underinsured Americans who know they need (or need more) life insurance coverage" and yet, only 52 percent actually have it. But then the…
Life insurance has long served as a crucial financial safety net for families and households experiencing the loss of a loved one. In 2019, the life insurance industry benefits and claims reached over $760 billion according to the Insurance Information…
Life Insurance is typically a fundamental part of a family’s financial portfolio. Despite its importance, many Americans are still not covered. The number one reason people cite not buying life insurance is due to perceived cost. Yet, 80% of Americans…
Once you have determined you need term life insurance, it’s time to choose a policy. Be aware that many policies differ on certain points, so you'll want to ask a few important questions before purchasing a plan. The following questions…
When considering a new life insurance policy, many people have the misconception that any time is a good time to purchase life insurance -- that waiting for a major life event or when it’s convenient won’t affect their premium rates…
Life insurance is often thought of as a one-time thing that should be taken care of and then forgotten about. This is not a wise way to view your life insurance goals. Individuals should review their life insurance needs and…